Financial Support

Flourishing Crown has conducted a bit of research for our customers and readers who may be facing financial difficulties. These are the places you can go to for financial support in the UK.

For Businesses, Self Employed and Furlough 

The Government will pay up to 80% of your salary (up to a maximum amount of £2,500) per month for up to 3 months. (this could be extended and it can be backdated to the 1st March 2020). This means that businesses don’t need to lay people off

There is a 12 months interest free loan and it is available from 23 March 2020

No VAT to be paid for the next VAT quarter for up to June 2020 q/e- deferred to at least December 2020

The next Self-Assessment payment can be deferred by 6 months to January 2021 (from July 2020)

Self-Assessment (self employed) can also claim the 80% salary pay up to £2,500. 

The minimum earning income is suspended for Universal Credit to help the Self-Employed 

For the General Public and for Family

For the next 12 months, Universal Credit and Working Tax Credit will increase by up to £1000

The Government has spoken to utility suppliers to put special measures in place to help customers during these difficult times, including not having any customers’ utilities cut due to non-payment. More information is provided by the individual suppliers about the special measures: 

 British Gas

Eon Energy

EDF Energy

NPower

Scottish Power

Scottish Power Hardship Fund

Southern Electric

For those who are struggling with food and to feed your family, there are many support out there that can help you including finding where to find your local food bank . If you want to know where your nearest food bank is, click here

Felix Project is a charity that is supported by the Independent newspaper and it support families facing hunger especially during COVID-19.

The Government has also spoken to mortgage providers to help customers with their mortgage if they are facing hardship during COVID-19. The scheme is a 3 months Mortgage holiday. You can find out more from the FCA (Financial Conduct Authority- this is the organisation that governs any company that operate money type business such as lending and storing money) or speak to your provider for more information. You can also click on the individual Mortgage providers for more information (apologises if your provider is not listed as we only list  the major banks): 

Nationwide

Co-Operative Bank

Barclays

Natwest

Aldermore

HSBC

Bank of Ireland

Santander

Halifax

Bank of Scotland

There are many charities and organisation that can help out if you are facing financial hardship. Citizen Advice Bureau  (more to pay utilities) and Turn2Us Grant search have directories of organisations and charities that may be able to help you during these difficult times. There are two charities that can help family in financial crisis such as Family Fund (but this is to help family with disable child/ren click on this link: For Family with disable child/ren) and Family- Action (click this link: Family Action Grants). Also Greggs the bakery have a foundation that helps family in financial crisis, click the link for more information: Greggs Foundation Grants

Reference:

 

https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses

 

https://www.gov.uk/government/publications/support-for-those-affected-by-covid-19/support-for-those-affected-by-covid-19

 

https://www.gov.uk/statutory-sick-pay

 

https://www.bdo.co.uk/en-gb/insights/tax/corporate-tax/covid-19-government-support-for-individuals-and-businesses

 

https://workingfamilies.org.uk/articles/coronavirus-support/

 

https://www.gov.uk/employment-support-allowance

 

https://www.ukfinance.org.uk/covid-19

 

https://www.gov.uk/government/news/government-agrees-measures-with-energy-industry-to-support-vulnerable-people-through-covid-19

 

https://www.ofgem.gov.uk/coronavirus-covid-19/coronavirus-covid-19-and-your-energy-supply

 

https://www.citizensadvice.org.uk/about-us/policy/policy-research-topics/welfare-policy-research-surveys-and-consultation-responses/welfare-policy-research/helping-people-through-the-covid-19-pandemic/

 

https://www.britishgas.co.uk/covid19

 

https://www.eonenergy.com/coronavirus-update/home-support.html    

 

https://www.edfenergy.com/coronavirus-advice

https://www.gov.uk/coronavirus

 

https://www.gov.uk/lay-offs-short-timeworking

 

https://www.gov.uk/difficulties-paying-hmrc

 

https://www.moneysavingexpert.com/news/2020/03/uk-coronavirus-help-and-your-rights/

 

https://www.npower.com/help-and-support/coronavirus/

 

https://community.scottishpower.co.uk/t5/Extra-Help/Coronavirus-COVID-19-information-for-ScottishPower-customers/ta-p/15029

 

https://community.scottishpower.co.uk/t5/Extra-Help/Hardship-Fund/ta-p/53

 

https://sse.co.uk/help/coronavirus-questions-and-answers   Southern Electric

 

https://www.independent.co.uk/news/uk/home-news/help-the-hungry-coronavirus-food-bank-felix-project-covid-19-a9430756.html

 

https://www.trusselltrust.org/get-help/find-a-foodbank/       here

 

https://thefelixproject.org/     Felix Project

 

https://www.independent.co.uk/news/uk/home-news/help-the-hungry-coronavirus-food-bank-felix-project-covid-19-a9430756.html

 

https://nationwide.co.uk/support/coronavirus/mortgage-payment-holiday

https://www.co-operativebank.co.uk/news/2020/coronavirus-support-mortgage-payment-holidays

 

https://www.barclays.co.uk/coronavirus/mortgages/

 

https://personal.natwest.com/personal/support-centre/coronavirus.html

 

https://www.aldermore.co.uk/help-centre/coronavirus/coronavirus-information-for-mortgage-customers/

 

https://www.hsbc.co.uk/help/coronavirus/faqs/#mortgages

 

https://www.bankofireland.com/coronavirus-update/

 

https://www.santander.co.uk/personal/support/loans-and-mortgages/coronavirus-faq

 

https://www.halifax.co.uk/mortgages/existing-customers/payment-holidays/

 

https://www.bankofscotland.co.uk/helpcentre/coronavirus.html

 

https://www.fca.org.uk/consumers/mortgages-coronavirus-consumers

 

https://www.gov.uk/government/news/government-confirms-500-million-hardship-fund-will-provide-council-tax-relief-for-vulnerable-households

 

https://www.familyfund.org.uk/FAQs/our-disability-criteria  For Family with disable child/ren

 

https://grants-search.turn2us.org.uk/

 

https://www.citizensadvice.org.uk/consumer/energy/energy-supply/get-help-paying-your-bills/grants-and-benefits-to-help-you-pay-your-energy-bills/

 

https://www.family-action.org.uk/what-we-do/grants/

 

https://www.greggsfoundation.org.uk/grants/hardship-fund

 

 

Photo by Michael Longmire on Unsplash

 

Photo by Steve Smith on Unsplash

 

 

 

Gone But Never Forgotten

Flourishing Crown would like to send our deepest condolences to all our customers and readers who may have lost anyone during these times (whether it is due to Covid-19 or other circumstances; we hope they rest in perfect peace. To the surviving loved ones, we hope you find the strength, the love, the understand and the support you need to overcome these difficult times. Our thoughts and prayers are with you

Reference:

Photo by Rodion Kutsaev on Unsplash

Photo by amirali mirhashemian on Unsplash

Special Thank You to NHS

We are Flourishing Crown would like to say a huge THANK YOU to the National Health Service (NHS) workers and medical staff from around the world. We truly appreciate all your help, dedication and sacrifice you do everyday by putting yourself at constant risk to provide first class care during this pandemic.

Photo by Jana Niggeloh on Unsplash

So say thank you we are providing you with some information that will help you cheer you up.

Supermarket Day Time
Tesco Sunday 9:00am to 10:00am
Morrisons Monday to Saturday 7:00am to 8:00am
Sainsbury’s Monday to Saturday 7:30am to 8:00am
Asda Wednesday and Friday 8:00am to 9:00am
Iceland Monday to Saturday Last Hour of Trading
Marks and Spencer’s Tuesday and Friday First Hour of Trading

Free Wedding Dress

Pronovias are donating free wedding dress to all frontline (hospital staff) engaged NHS staff (who are assisting with the COVID-19) to say thank you for all their hard work and dedication. The Spanish brand first trial this in China and they are now bring it to the UK. For your chance to get your hands on one of their fabulous gowns, all you have to do is to visit their flagship shop in Central London (4 New Bond St, Mayfair, London W1S 1SH) by 31 August 2020. Visit pronovias.com for more information and to browse through their online catalogue of  beautiful dresses.

Gift Favour

We hope you are all well and getting through these difficult times. Please stay safe.

Flourishing Crown would like to announce (once the lock-down is over) that we do gift favours for all occasions including wedding, birthdays, corporate, etc. just to name a few. Please contact us for more information and a quotation

   

 

Coronaviruses (COVID-19)

What is Coronavirus?

Is an umbrella term for a family of different viruses such as the common cold and flu to more severe viruses and diseases such as Middle East Respiratory Syndrome (MERS) and Severe Acute Respiratory Syndrome (SARS). Covid-19 is the most recent discovered virus in the Coronavirus family.

What is COVID-19?

COVID-19 is a new virus from the Coronavirus family and was recently discovered in Wuhan, China in late 2019 when there was an outbreak. This strain of the virus is very infectious and at this moment (22 March 2020) there isn’t any known cure or vaccine.

What are the symptoms of COVID-19?

For most people the virus can cause mild to moderate respiratory illness if there aren’t any other underlying medical conditions (such as: heart problems, Parkinson, Multiple sclerosis (MS) or diabetes) and can recover (80% of people recover) from it without any special treatment. However, for the older population, it can be serious for the older generation/population.

Common symptoms are fever, dry cough and tiredness; other symptoms may include: aches and pains, sore throat, shortness of breath and for a few people are reported: a runny nose, nausea or diarrhoea.

If you have these symptoms, it is important to self-isolate for about 2 weeks, to prevent infecting others (also do remember that we are still in the flu seasons and Coronavirus also covers flu). If your symptoms persevere or you have fevers, difficulties in breathing, please seek medical attention and follow the advice of the NHS.

Please remember that people may not show any symptoms at all and may still be infected with COVID-19

How is COVID-19 Spread?

COVID-19 can be spread between person to person through little droplets from the nose to the mouths (when an infected person coughs or inhales); hands to mouth, nose or eyes (avoid touching the face is essential) from touching surfaces from an infected droplet. Many studies have suggested that COVID-19 is not airborne and therefore it is not transmitted in the air.

How to Protect Yourself?

These suggestions can kill the virus or prevent you from getting infected.

Wash your hands frequently and often and each handwash should last for a minimum of 20 seconds. If you don’t have access to wash your hands, use alcohol sanitisers.

Increase your personal space and stand away from others by at least 1 meter.

Avoid touching your face, especially your eyes, mouth and nose.

Follow good respiratory hygiene by sneezing and coughing on bent elbows tissues and disposing of the tissues immediately; covering your mouth and nose.

Staying at home if you feel unwell or general as the cases of COVID-19 is on an increase in the UK

Disinfecting and Cleaning surfaces on a regularly and frequent basis.

Not Shaking hands with people.

Avoiding overcrowding places and social interaction.

Only travel on public transport if it is an absolute must.

If you are concerned that you have COVID-19 you can always check here.

Reference:

NHS; Stay at home if you have coronavirus symptoms; https://www.nhs.uk/conditions/coronavirus-covid-19/

NHS; Staying at home can help stop coronavirus spreading; https://www.nhs.uk/conditions/coronavirus-covid-19/self-isolation-advice/

World Health Organisation; Coronavirus; https://www.who.int/health-topics/coronavirus#tab=tab_1

World Health Organisation; Q&A on Coronavirus (COVID-19); https://www.who.int/news-room/q-a-detail/q-a-coronaviruses

World Health Organisation; Coronavirus disease (COVID-19) advice for the public; https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public

Unicef; FAQs; https://www.unicef.org.uk/coronavirus-facts/

Unicef; What is a ‘novel’ coronavirus? https://www.unicef.org/stories/novel-coronavirus-outbreak-what-parents-should-know

Photo by Fusion Medical Animation on Unsplash

Photo by Kelly Sikkema on Unsplash

Photo by Allie Smith on Unsplash

 

Happy Mothering Sunday 2020 (UK)

Happy Mother’s Day to all Mothers and Care Givers around the UK. We just want to say a BIG THANK YOU for your love, continue support and inspiration for making us who we are. We are forever grateful.

You are in our thoughts and prayers throughout these difficult times. THANK YOU again.

 

Reference:

Photo by Liv Bruce on Unsplash

Photo by Jon Tyson on Unsplash

Photo by Bruno Nascimento on Unsplash

 

 

 

 

The Marylebone Fashion Week

The Marylebone Fashion Week is showcasing the best in Independent and up-and-coming fashion and business talents from London.

You’ll be able to meet, buy and order directly from designers and different vendors. Light refreshments and drinks will be available to purchase.

The Fashion show program begins at 7pm to 10pm

The Marylebone Fashion Week shop is at 35 to 37, Church Street, London NW8 8ES and opens from 27th Feb to 1st Mar 10.30am to 7pm